Latest ACP Blogs

ACP Member Elizabeth Buffardi featured in GOBankingRates on financial habits to break for retirement

By #ACP ACP
ACP Certified Member Elizabeth Buffardi was quoted in GOBankingRates in an article titled '4 Financial Habits To Break After Age 50 If You Want To Retire on Time', highlighting the importance of preparing and planning early, handling unexpected expenses, and more: “When you are young, you feel like you have all the time in the world to prepare for something that is 30-40 years down the road. And then all of a sudden, you are 50 and realize that you have a lot of ground to make up and not a lot of time to do it.” https://www.gobankingrates. com/retirement/planning/ financial-habits-break-after- age-50-retire-on-time/
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ACP Mentioned in Los Angeles Times on Finding Fee-Only Planners

By #ACP ACP
ACP was mentioned in Liz Weston's column in the Los Angeles Times, in an article titled 'A husband handles the investing. What happens when he’s gone?'. ACP was mentioned alongside XYPN as good organizations and resources to find fee-only, fiduciary planners that can help. https://www.latimes.com/ business/story/2024-12-15/ money-talk-20241215
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ACP Member Fran Goldman featured in news release on Yahoo! Finance after acquisition by Mercer Advisors

By #ACP ACP
ACP Certified Member Fran Goldman featured in this news release published in Yahoo! Finance after her firm's acquisition by Mercer Advisors. The news release details Frango Financial LLC joining Mercer, as well as Fran being named the recipient of the 2024 Bert Whitehead Visionary Award at the 2024 ACP Annual Conference, in recognition of her dedication to helping clients achieve their financial goals and her leadership in the financial planning industry. https://finance.yahoo.com/ news/mercer-advisors-welcomes- woman-advisory-140000892.html
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ACP Member Ken Robinson quoted in GOBankingRates on quick money moves to make

By #ACP ACP
ACP Certified Member Ken Robinson was quoted in GOBankingRates in an article titled "The 5-Minute Money Move Experts Recommend", discussing how to assess debt: "If you have credit card debt, decide which one you’re going to pay off first, and save five dollars more this week than you have up to now. It’s the most fundamental thing you can do to improve your finances: owe less and save more. But don’t think of it as this big thing. Just make one small step in the right direction." https://www.gobankingrates. com/saving-money/budgeting/5- minute-money-move-experts- recommend/
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ACP Member Ken Robinson interviewed for Fiduciary Voices FinLit Video on Finding Serenity in Retirement

By #ACP ACP
ACP Certified Member Ken Robinson was interviewed by Bob Veres for the Fiduciary Voices FinLit video series, discussing "Finding Serenity in Retirement". Together, they delve into the intersection of financial security and personal well-being, unpacking the keys to a joyful and fulfilling retirement. https://www.fiduciaryvoices. com/videos/finding-serenity- in-retirement-with-ken- robinson-fiduciary-voices- finlit-series
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ACP Member Thomas Cook included in InvestmentNews Rising Stars List

By #ACP ACP
ACP Certified Member Thomas Cook, Financial Planner and Founder of Retire to Tellico, was included in InvestmentNews' 2024 list of Rising Stars, featuring the Best Wealth Managers & Advisors Under 40 in the USA. "InvestmentNews’ Rising Stars of 2024 have coped admirably, earned the industry’s respect, and been named to the prestigious list by an independent panel of industry leaders." https://www.investmentnews. com/best-in-wealth/best- wealth-managers-advisors- under-40-in-the-usa-rising- stars/258176
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ACP Member Keith Spencer featured in CBS News on how to tackle credit card debt before the holidays

By #ACP ACP
ACP Certified Member Keith Spencer was quoted in CBS News in an article titled "5 ways to tackle your credit card debt before the holidays", sharing how you can start dealing with your lingering credit card debt issues: "The first thing I would look at is to see whether you can consolidate debt to a lower interest rate. If you struggle with debt, then rather than trying to benefit from using credit cards, it would be better to stay away from them completely after paying them down." https://www.cbsnews.com/news/ how-to-tackle-your-credit- card-debt-before-the-holidays/
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ACP Member Ken Robinson featured in Barron's on crypto in client portfolios

By #ACP ACP
ACP Certified Member Ken Robinson was quoted in this article in Barron's Advisor titled '‘Bitcoin Just Hit a Record High. What Financial Advisors Think of Crypto Now.", looking at the recent surge in the crypto market, how financial advisors view crypto, and if they recommend it for client portfolios: "Accepting that cryptocurrency is a kind of currency means that investing in it depends on whether it makes sense to invest in currencies at all." https://www.barrons.com/ advisor/articles/bitcoin- record-financial-advisors- 233ac51f
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ACP Mentioned in Los Angeles Times on Finding Fee-Only Planners

By #ACP ACP
ACP was mentioned in Liz Weston's column in the Los Angeles Times, in a section about long-term care insurance and commissions. ACP was mentioned alongside NAPFA, XYPN, and Garrett Planning Network as good organizations and resources to find planners who are fee only, adhere to the fiduciary standard, and can offer broader financial advice. https://www.latimes.com/ business/story/2024-11-17/ money-talk-20241117
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ACP Member Ken Robinson featured in MarketWatch on investment advice from financial advisors

By #ACP ACP
ACP Certified Member Ken Robinson was quoted in MarketWatch in an article titled '‘Should I expect more?’ My adviser keeps saying ‘let it ride’ but I’ve had big swings – ’a $300,000 loss hurts’ – as I near retirement. So now what?', looking at what kind of advice investors should expect from financial advisors, working with different types of advisors, investment strategies, and more. Ken says you can’t expect a legitimate advisor to be able to outguess the financial markets: "Honest financial professionals will admit that they cannot predict the future. If you’re going to treat equities as a long-term investment, it means holding on through the downturns." ...
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ACP Member Susan Einberger featured in Comparison Advisor on education planning

By #ACP ACP
ACP Certified Member Susan Einberger was quoted in Comparison Adviser in an article titled 'Education Planning: How It Works and What to Consider'. Susan explains her thoughts on what to consider as you begin saving for education: "The most effective way to save for higher education is to start when the child is born and to automate direct deposits from your paycheck, in addition to using the Child Tax Credit strategy." https://comparisonadviser.com/ financial-advisors/education- planning/
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ACP Member Keith Spencer featured in Comparison Advisor on avoiding retirement planning mistakes

By #ACP ACP
ACP Certified Member Keith Spencer was quoted in Comparison Adviser in an article titled 'Avoid These 5 Costly Mistakes When Planning for Retirement', examining top mistakes that pre-retirees make during the planning process. Keith weighs in on 'Failing to Anticipate Post-Retirement Lifestyle', 'Using the Wrong Investing Approach', 'Not Planning for Decumulation of Your Assets', and more. https://comparisonadviser.com/ news-and-studies/top- retirement-planning-mistakes/
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ACP Member Keith Spencer featured in GOBankingRates on paying off debt on a fixed income

By #ACP ACP
ACP Certified Member Keith Spencer was quoted in GOBankingRates in an article titled '4 Tips for Paying Off Debt on a Fixed Income', sharing how consolidating your debt, figuring out which debts to target, and prioritizing your spending can help those on a fixed income pay off their debt faster. https://www.gobankingrates. com/net-worth/debt/tips-for- paying-off-debt-on-fixed- income/
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Dr. Wade Pfau Talks Home Equity (WEBINAR) - October 16, 2024

By Kristen Bagwell
Dr. Wade Pfau Talks Home Equity (WEBINAR) October 16, 2024 | 2:00PM EST Register Now With highly appreciated home values and retirement lasting longer than ever, many financial advisors see the value in including home wealth as part of a comprehensive retirement plan. Join professor, retirement researcher, author, and speaker Dr. Wade Pfau as he shares strategies for using home equity, often one of a client’s largest assets, to improve retirement outcomes. Discover how home equity can be strategically used to: Pay taxes on Roth conversions Supplement asset distribution strategies Manage long-term care risks Safeguard ...
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ACP Member Britta Koepf Interviewed on the NAPFA Nation Podcast

By #ACP ACP
ACP Certified Member Britta Koepf was a featured guest on the NAPFA Nation podcast, where she discusses challenges and solutions for special needs families with host Marie Swift. Key topics include the importance of legacy planning, the use of special needs trusts and ABLE accounts, and the financial advisor’s role as an intermediary between clients and legal professionals. https://napfamindsetmastery. libsyn.com/napfanation/ planning-for-two-retirements- challenges-and-solutions-for- special-needs-families-with- britta-koepf-episode-21-of- napfa-nation
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ACP Mentioned in Los Angeles Times on Finding Fiduciary Advisors

By #ACP ACP
ACP was mentioned in Liz Weston's column in the Los Angeles Times, in a section titled 'Beware the insurance salesperson in financial planner’s clothing'. ACP was mentioned alongside NAPFA, XYPN, and Garrett Planning Network as good organizations and resources to find planners who are fee only, adhere to the fiduciary standard, and can offer broader financial advice. https://www.latimes.com/ business/story/2024-09-01/ money-talk-a-parent-had-life- insurance-but-the-companies- are-gone-what-to-do
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ACP Member Keith Spencer quoted in Newsweek on credit card rewards

By #ACP ACP
ACP Certified Member Keith Spencer was quoted in Newsweek in an article on how to potentially get a free honeymoon thanks to credit card rewards, discussing various aspects to consider when opening a new credit card, how people who struggle with debt and overspending should think carefully before opening a credit card, and more. https://www.newsweek.com/how- get-free-honeymoon-according- ex-wall-street-trader-1898274
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ACP Members Thomas Cook and Keith Spencer featured in Comparison Advisor on tax diversification

By #ACP ACP
ACP Certified Members Thomas Cook and Keith Spencer were quoted in Comparison Adviser in an article titled 'What Is Tax Diversification?', discussing benefits of tax diversification for early retirees, different types of accounts, how diversifying taxes helps you prepare for tax codes changing, and how a financial advisor can help you plan to lower your taxes. They also share common strategies to consider. https://comparisonadviser.com/ investing/what-is-tax- diversification/
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ACP Member Thomas Cook featured in Financial Planning on working with niche clients

By #ACP ACP
ACP Certified Member Thomas Cook was featured in Financial Planning in an article titled 'The rewards financial advisors find working with niche clients', discussing his niche of working with the pickleball players of Tellico Village, a local retirement community, how it's aided his marketing efforts, and more: "Despite being less than a year into building my firm, the power of a niche is proving to be real. I'm gaining traction much quicker, and more importantly, with the people I want to serve." https://www.financial- planning.com/news/financial- advisors-who-serve-a-unique- niche-find-specialization- rewarding
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ACP Member Thomas Cook featured in Comparison Advisor on brokerage accounts

By #ACP ACP
ACP Certified Member Thomas Cook was quoted in Comparison Adviser in an article titled 'What Is a Brokerage Account?', discussing how brokerage accounts work, where brokerage accounts fit into a financial plan, and more: "They are one of the most underrated investment accounts because they offer the most flexibility regarding when and what money investors can use." https://comparisonadviser.com/ investing/what-is-a-brokerage- account/
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