Latest ACP Blogs

The Alliance of Comprehensive Planners was featured in an article from the Los Angeles Times on 'fee based' vs. 'fee only' financial planners and was listed as an organization that represents fee-only planners. https://www.latimes.com/ business/story/2022-10-09/fee- based-vs-fee-only-financial- planners-theres-a-big- difference
0 comments
The Alliance of Comprehensive Planners was featured in a CNBC article on  how to find a good financial advisor  in the wake of SEC charges, fraud, and scandals. ACP was listed as a trustworthy place to find a fee-only advisor that provides  ongoing, holistic advice and reduces exposure to conflicts of interest . https://www.cnbc.com/2022/06/ 17/sec-issues-investor- protection-rule-charges-how- to-find-a-good-advisor.html
0 comments
The Alliance of Comprehensive Planners was featured in a series of Forbes articles exploring topics including " What Is A Fee-Only Financial Planner?", "Fiduciary vs. Financial Advisor: What’s The Difference?", "How Fiduciary Duty Impacts Financial Advisors", "What Is A CFP?", "How Much Does A Financial Advisor Cost?", "Are Financial Advisors Worth My Money?, and "Find A Financial Advisor Near You".  ACP was listed as a reliable organization and resource for consumers and investors looking for fiduciary, fee-only financial advisors. https://www.forbes.com/ advisor/investing/financial- advisor/fee-only-financial- planner/ https://www.forbes.com/ ...
0 comments
Certified ACP Member Linda Leitz was featured in 'The Women's Issue' of InvestmentNews, in a section titled "Midlife on-ramps to advisory careers", where she discusses her career path and transition to her current role as a financial planner. https://digitaledition. investmentnews.com/november- 21-2022/page-2?m=62585&i= 769070&p=22&pp=1&ver=html5
0 comments
The Alliance of Comprehensive Planners was featured in this Kiplinger article and listed as an organization where investors can find " advice-only financial advisers", as suggested by Michael Kitces.   https://www.kiplinger.com/ personal-finance/advice-only- financial-advisers-dont-touch- your-money
0 comments
The Alliance of Comprehensive Planners was featured in an article from the Los Angeles Times,  where ACP is listed as an organization of fee-only financial advisors that charge on a retainer basis. https://www.latimes.com/ business/story/2022-11-16/ credit-score-quirks-to-know- about-so-you-dont-hurt-your- credit-score
0 comments
The Alliance of Comprehensive Planners Annual Conference was featured on Kitces.com in Michael Kitces' list of Best Financial Advisor Conferences to attend in 2023, in the category of 'Going "Home" to Your Advisor Community'.    https://www.kitces.com/blog/2023-best-financial-advisor-conferences-list-scaling-up-norcal-t3-limitless-jolt-futureproof/
0 comments
The Alliance of Comprehensive Planners was featured in an article in The Oregonian on 'fee based' vs. 'fee only' financial planners and was listed as an organization that represents fee-only planners.   https://www.oregonlive.com/business/2022/10/liz-weston-dont-confuse-fee-based-with-fee-only-financial-planners.html
0 comments
ACP Member Elizabeth Buffardi was quoted in this article on  "Personal Tax Loan Implications" on the OppU Blog , sharing why p ersonal loan forgiveness is almost always considered to be taxable income . https://www.spokesman.com/ stories/2022/jun/16/12-ways- to-bank-smarter-simple-tips- and-tricks-to-/
0 comments
ACP Member Elizabeth Buffardi was quoted in this article on "12 ways to bank smarter" in Bankrate, sharing why you shouldn't assume your bank has the best rate or will do "right by you". https://www.bankrate.com/ banking/how-to-bank-smarter/
0 comments
ACP Member Elizabeth Buffardi was quoted in this article  on taxable vs. tax-deferred accounts  in Kiplinger, sharing why  foreign stocks, even in a mutual fund or ETF, are best in taxable accounts. https://www.kiplinger.com/ investing/605013/taxable-or- tax-deferred-account-how-to- pick
0 comments
ACP Members Elizabeth Buffardi and Keith Spencer were both quoted in this article on high-yield savings accounts in MarketWatch, discussing how even a small rate change can make a big difference. https://www.marketwatch.com/picks/the-difference-between-last-year-and-this-year-is-exponential-heres-exactly-how-much-more-money-you-should-be-earning-on-your-savings-account-now-01662469891
0 comments
ACP Certified member Shonty Spatola was quoted in "Think retirement is out of reach? Here’s what you need to know" in The LA Times. https://www.latimes.com/business/story/2022-09-29/are-you-ready-to-retire-heres-what-you-need-to-know
0 comments
Certified member, Rorik Larson, was quoted in “ If You Are Buying an iPhone 14, Some Ways to Save on Your Wireless Bill ” in The Wall Street Journal by Veronica Dagher. In the article, Larson, an advisor in Palos Heights, Illinois, shares tips for how he personally saved on his family's phone plan. https://www.wsj.com/articles/ buying-iphone-14-how-to-save- money-on-phone-wireless-bill- 11662679726
0 comments
InvestmentNews Senior Columnist Jeff Benjamin will moderate a lively discussion at the 2022 InvestmentNews RIA Summit with ACP Member / financial planner Courtney Ranstrom and investment manager Rick Ferri as they debate the topic of fee-based advice from opposite ends of the spectrum. Which is better: asset-based pricing or the fee model? How and what do advisors charge, and what are all the options? "The Fee Face Off" will take place  in November 2022 at the InvestmentNews  RIA Summit  in Boston. https://investmentnews. eventscase.com/EN/ RIASummit2022/Agenda
0 comments
As an advisor, you may employ a variety of models in different capacities for receipt of compensation from clients. Knowing these formats may help you make your best decision as you build your own advising practice. It is important to remember that planning can be as quick or extensive as it fits your clients' needs, your business goals, and your lifestyle. You may choose to offer one-time planning events, sketching out the bones of an end goal and the steps along the way that will bring your clients to that destination. If there is interest in revisiting that plan over time, you will likely engage in an ongoing relationship of planning throughout the ...
0 comments
ACP Certified member Jared Hoole   was quoted in this article in MarketWatch: Jared Hoole, a CFP and president of Lakeside Financial Planning based in Burlington, Mass., says self-employment gives him the flexibility to be with his family. One big advantage that he sees: “You’ve got the ability to control your own destiny.”   https://www.marketwatch.com/story/financial-face-off-is-it-better-to-be-a-w-2-payroll-employee-or-self-employed-youve-got-the-ability-to-control-your-own-destiny-11654087979?mod=financial-face-off
0 comments
ACP Certified member Frank Corrado was quoted in this article in InvestmentNews, “The most seasoned advisers show no signs of slowing down — or retiring.” “If you define retirement as not working, I don’t think I could ever do that,” Corrado said. “Most people my age are downsizing to retirement communities and I’m putting in a whole new backyard. The two most precious resources are money and time, and as you get older, time is everything. Once you control your time, you then truly have financial freedom.”   https://www.investmentnews.com/the-most-seasoned-advisers-show-no-signs-of-slowing-down-or-retiring-220192
0 comments
Alliance of Comprehensive Planners (ACP) has announced the featured speakers and agenda for their in-person conference this fall. The event will be held September 28-October 1, 2022 at the Hilton Minneapolis, MN.   https://finance.yahoo.com/ news/alliance-comprehensive- planners-announces-2022- 150900719.html
0 comments
Many financial planners start their practice with anything but tax preparation and planning in mind. They may have had a negative experience with tax prep in the past, or maybe taxes just don’t interest them as much as holistic financial planning strategy does. However, many ACP members have leaned toward incorporating tax services as part of their comprehensive model in recent years – and our team is expecting this trend to continue.  Let’s dig into the “why” behind leveraging tax services in your fee-only financial planning practice, and how it can help you to uplevel your planning model.  Is Tax Preparation an ACP Requirement? First and foremost, ...
0 comments